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What to do if I have an overdrawn bank account with no money

At the start, we all plan to manage our expenses wisely and never go over the budget; somehow, everything changes till the end of the month and you can even get an overdrawn bank account. How’s that? You spend more than expected and ruin your plan. We all make such

What to do if you’re a victim of credit card fraud?

We assume that our information is safe, and we can never fall victim to credit card fraud. But it is a fact that anyone can fall victim to credit card theft, even when your card is in your pocket. Unluckily, it can be a nerve-racking incident that can pose you

3 Tips for Transferring Money from a Joint to an Individual Account

If you are managing your finances with another person—a partner or spouse—a joint bank account would make your life so much easier. This account works pretty much like a regular savings account, the only difference being that you share control of it with another person.  You get two debit cards

A Helpful Guide on How to Cash 401k from Your Old Job

Daily, hundreds and thousands of workers switch their jobs from one organization to the next. Throughout this process, the one thing that must be taken care of at all costs is an employee’s 401k cash-out plan. There are few options for the employee regarding it, including either cashing out the