How much can you Claim in Charitable Donations without Receipts?

Did you know that you get a deduction on taxes if you donate to qualified charitable organizations?. If you pay money or other charitable donations, the government will deduct money from your taxes. However, you must have receipts for contributions if you want to reduce your tax. 

But what if we ask you to claim the tax deduction for donating to charitable organizations without a receipt?


The good news is that it is possible in 2021. According to a rule passed in 2020, you can deduct tax by $300 without itemizing your donations. However, if you are a couple filing jointly, you can get a tax deduction of up to $600 in charitable organizations without a receipt.

Keep reading the article, and we will tell you comprehensively about the tax reduction by donating to charity. Besides, we will also tell you about claiming tax cuts by donating to charity without any receipts.

This will be a very comprehensive guide, and you’ll be able to understand the complete relation between charitable donations and tax exemptions by the end of this article.

How much tax can I deduct via donations?

Writing a donation check to a charitable organization

Charity donations are always beneficial. It allows taxpayers to earn goodwill by helping needy people and take significant tax reductions from the government simultaneously. Let us see the tax deduction rules by donating to the charity now!

Your tax deduction depends on the type of donations you want to make. For example, if you’re going to donate in cash, you’ll get 100% tax redemption. However, if you wish to contribute in any other mode rather than money, you’ll be limited to 60% or less.

You know the best part about these charity donations: if you donate more than your tax amount, you will be able to include this amount in your tax reduction form for the next five years.

However, you have to itemize all your charitable donations. If you don’t itemize them, you’ll get a special tax deduction that we have discussed in the next section.

Tax deduction on un-itemized charity donations

You have made a charity donation—that is great. You forgot to itemize it. That is terrible. The reason is that you cannot prove these donations in the tax deduction form. But you shouldn’t be worried. There is an alternative solution available.

According to a law passed in 2020, you get a standard tax deduction on charitable donations if you don’t have a receipt. The standard tax reduction amount for a single person was $250 in 2020. Likewise, the amount for married filers filing jointly was $500

However, the government increased the amount in 2021, reviewing the residents’ financial conditions due to coronavirus. Therefore, if you claim the tax deduction in charitable donations without a receipt in 2021, you’ll get a $300 tax reduction. In comparison, if you are a married couple filing jointly, you will get the $600 in tax deduction.

➡LEARN MORE: What is your Estimated Tax Liability for your First Twelve Months of Business?

The rule for tax deduction by donating to charitable organizations

You wouldn’t get the tax deduction by donating to any random organization in your town or city. Instead, you have to contribute to some qualified organization to claim the tax deduction—only those organizations that come under section 170(c) of the Internal Revenue Code.

Furthermore, you should make sure that the organization is 510(c)(3) private foundations or public charity.

Never forget to take the receipts if you want to claim the tax deduction in the future. Itemize your donations and take the receipts from the charity as proof.

Final words

You can get the tax deduction by donating to a charitable organization with or without itemizing your donations. You can go above and check the rule for reducing tax in charitable organization donations with or without receipts now!